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Using Bankruptcy When Facing Foreclosure

Use Bankruptcy When Facing a Foreclosure in Miami, Florida Stopping foreclosure means teaming up with an effective, knowledgeable legal team. With the right legal help, many foreclosure options are available to you even if you are severely behind in your payments. These can include things like loan modification, mediation, and more. Bankruptcy is always considered [..]

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You Can Still Save Your Home After You’ve Received a Foreclosure Notice

Foreclosure is a slow process, and banks can take anywhere from a few months to a year or more to auction off your home. In Florida (specifically Miami-Dade, Broward, & West Palm Beach), depending on the court schedule, it usually takes approximately 180-200 days to effectuate an uncontested foreclosure. This process may be delayed if [..]

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Steps to Take After Bankruptcy

Congratulations on taking the first big step toward a new and better financial life! Bankruptcy is designed to give those in need a second wind – an ability to discharge the worst debts holding them back so they can regain control of their finances overall. Filing for bankruptcy is just the beginning of this financial process. [..]

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Ch. 7 & Ch. 13: BANKRUPTCY BY THE NUMBERS

Bankruptcy is serious stuff, and complex too.  A debtor deciding whether or not to declare bankruptcy likely has some idea of the benefits and probably knows a bit about the riskier factors.  Filing will affect your future credit, and your purchasing options.  It can however, improve your short-term quality of life considerably by freeing you [..]

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When You Should Consider Contacting a Lawyer about Your Business Dispute

Business contracts are essential. By defining rights and responsibilities, a contract can stop a business dispute before it starts. However, sometimes a business dispute with a partner, vendor, or other party can happen despite a contract. In other cases, there may be no formal written agreement between the parties. If your trust has been breached, it’s natural to pursue a strong response. That [..]

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What Happens When You Fall Behind on Your HOA Assessments?

A homeowners association, or HOA, is an organization responsible for maintaining common areas in a planned development. HOA assessments are collected from all residents on a monthly , quarterly or annual basis to cover maintenance expenses. Before move-in, residents must sign Covenants, Conditions, and Restrictions (CC&Rs), formal documentation of rights and responsibilities. In many cases, these CC&Rs give [..]

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